Date Last Revised: September 10, 2020
By using the information, tools, features and functionality located on www.motherfinance.com.mm (together the “Service”), you agree to be bound by this Agreement, whether you are a “Visitor” (which means that you simply browse our Website) or you are a “User” (which means that you have registered with our App). The term “you” or “User” refers to a Visitor or a User. The term “we” refers to Mother Finance or MotherCredit®. If you wish to become a User, and make use of the Service, you must read this Agreement and indicate your acceptance during the Registration process.
If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such entity. Before you continue, you should print or save a local copy of this Agreement for your records.
The Website and/or App is directed to those individuals and entities located in the Republic of the Union of Myanmar. It is not directed to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship or otherwise) the publication or availability of the Website and/or App and its content, including its products and services, are unavailable or otherwise contrary to local laws or regulations. If this applies to you, you are not authorized to access or use any of the information on this Website and/or App. MotherCredit® makes no representation that the information, opinions, advice or other content on the Website and/or App (collectively, “Content”) is appropriate or that its products and services are available outside of the Republic of the Union of Myanmar. Those who choose to access this Website and/or App from other locations do so at their own risk and are responsible for compliance with applicable local laws.
The materials at this Website and/or App, as well as the organization and layout of this Website and/or App, are copyrighted and are protected by the Republic of the Union of Myanmar and international copyright laws and treaty provisions. You may access, download and print materials on this Website and/or App solely for your personal and non-commercial use; however, any print out of this Website and/or App, or portions of the Website and/or App, must include MotherCredit® copyright notice. No right, title or interest in any of the materials contained on this Website and/or App is transferred to you as a result of accessing, downloading or printing such materials. You may not copy, modify, distribute, transmit, display, reproduce, publish, license any part of this Website and/or App; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from this Website and/or App without the prior written permission of Mother Finance, Co., Ltd.
Except as expressly provided under the “Scope of Use” Section above, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate this Website and/or App without the prior written permission of Mother Finance Co., Ltd. You may not use a part of this Website and/or App on any other Website, without Mother Finance Co., Ltd.’s prior written consent.
MotherCredit® respects the intellectual property rights of others and expects our users to do the same. The policy of Mother Finance Co., Ltd. is to terminate the accounts of repeat copyright offenders and other users who infringe upon the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at firstname.lastname@example.org.
MotherCredit® (including Mother Finance logo) and motherfinance.com.mm or all other related logos are trademarks of service marks of Mother Finance Co., Ltd. Other company product and service names and logos used and displayed on this Website and/or App may be trademarks or service marks owned by MotherCredit® or others. You may not use, copy, display, distribute, modify or reproduce any of the Mother Finance Trademarks found on the Website and/or App except in accordance with written authorization by us.
If you wish to terminate your account, you can contact us at email@example.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. If you are using our mobile application and decide to delete the application from your device, your account will not be automatically terminated. You will still need to terminate your MotherCredit® account by contacting us at firstname.lastname@example.org.
As a condition of your use of the Website, you warrant to MotherCredit® that you will not use the Website and/or App for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Website and/or App in any manner that could damage, disable, overburden, or impair the Website and/or App or interfere with any other party’s use and enjoyment of the Website and/or App. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website and/or App.
THE WEBSITE AND/OR APP AND ANY CONTENT, ARE PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT, ALL OF WHICH Mother Finance Co., Ltd. EXPRESSLY DISCLAIMS. Mother Finance Co., Ltd. DOES NOT ENDORSE AND MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE CONTENT, AND Mother Finance Co., Ltd. WILL NOT BE LIABLE OR OTHERWISE RESPONSIBLE FOR ANY FAILURE OR DELAY IN UPDATING THE WEBSITE AND/OR APP OR ANY CONTENT. WE HAVE NO DUTY TO UPDATE THE CONTENT OF THE WEBSITE. Mother Finance Co., Ltd. MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR ANY RESULTS OR OTHER CONSEQUENCES OF ACCESSING THE WEBSITE AND/OR APP AND USING THE CONTENT, AND FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY CONTENT YOU MAY ACCESS, DOWNLOAD OR OTHERWISE OBTAIN IS FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. THIS WARRANTY DISCLAIMER MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY Mother Finance Co., Ltd. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.
You represent that you are a United States resident.
You understand and agree that any alerts provided maybe delayed or prevented by many factors. MotherCredit® will do its best to provide alerts with utmost accuracy and in a timely fashion; however, we do not guarantee the delivery or accuracy of the content of our alerts. You also agree that MotherCredit® will not be liable for any inaccuracies or the delays in the alerts, nor will MotherCredit® be liable for any actions taken or not taken by you or a third party in reliance on MotherCredit® alerts.
You are solely responsible for your interactions with other users. MotherCredit® reserves the right, but has no obligation, to monitor disputes between you and other users.
If you make any submission to an area of the Website and/or App accessed or accessible by the public (“Public Area”) or if you submit any business information, idea, concept or invention to MotherCredit®, you automatically represent and warrant that the owner of such content or intellectual property has expressly granted Mother Finance Co., Ltd. a royalty-free, perpetual, irrevocable, world-wide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. Mother Finance Co., Ltd. may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, you must not submit them to the Public Areas or to MotherCredit®. We try to answer every feedback in a timely manner, but are not always able to do so.
Some of the forums (individual bulletin boards and posts on the social network, for instance) are not always moderated or reviewed. Accordingly, users will be held directly and solely responsible for the content of messages that are posted. Although it will not moderate the forums, the Website and/or App reviewer will periodically perform an administrative review for the purpose of deleting messages that are old, have received few responses, are off topic or irrelevant, serve as advertisements or seem otherwise inappropriate. Mother Finance Co., Ltd. has full discretion to delete messages.
Users are encouraged to first read the specific forum rules displayed in each discussion forum before participating in such forums.
MotherCredit® reserves the right (but is not obligated) to do any or all of the following:
Record the dialogue in public chat rooms.
Examine an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).
Monitor, edit, or disclose any communication in the Public Areas.
Edit or delete any communication(s) posted on the Mother Finance Co., Ltd. Website and/or App, regardless of whether such communication(s) violate these standards.
MotherCredit® reserves the right to take any action it deems necessary to protect the personal safety of our guests or the public. Credit Sesame, Inc. has no liability or responsibility to users of the Mother Finance Co., Ltd. Website or any other person or entity for performance or nonperformance of the aforementioned activities.
All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorization of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorization of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.
Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.
YOUR USE OF THE CONTENT IS AT YOUR OWN RISK. Mother Finance Co., Ltd. SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF Mother Finance Co., Ltd. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEBSITE AND/OR APP OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEBSITE OR THE CONTENT. THIS LIMITATION OF LIABILITY MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY Mother Finance Co., Ltd. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT APPLY TO YOU.
Mother Finance Co., Ltd. does not warrant that the functions contained in the service provided by the Website and/or App will be uninterrupted or error-free, that defects will be corrected or that this service or the server that makes it available will be free of viruses or other harmful components.
You shall notify Mother Finance Co., Ltd. of any known or suspected unauthorized use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You shall be responsible for maintaining the confidentiality of your password. Mother Finance Co., Ltd. shall not be liable for any loss that you incur as a result of someone else using your password, either with or without your knowledge.
Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your Account, at Mother Finance Co., Ltd.’s sole discretion, and you may be reported to appropriate law-enforcement agencies.
While enrolling for the alternative credit scoring services and/or services, we will ask you for the following types of information: contact information (such as name, address, phone number, and e-mail address); sensitive information (such as date of birth, driver’s license number and social security number); personal information to verify your identity and financial information (such as credit card number). This information is required in order to verify your identity, charge you the agreed upon fees for our products and services, and to fulfill our obligation to provide our products and services to you, including communicating with third parties as necessary to provide such products and services, such as identification verification companies, consumer reporting agencies, credit bureaus, payment validation companies, law enforcement agencies, or others.
You agree that you will use the alternative credit scoring services and/or services to protect against or prevent actual fraud, unauthorized transactions, claims or other liabilities.
Payments: Alternative credit score check and/or other products and services require payment via a valid credit or debit card or digital wallets. By purchasing such products and services and providing payment information, you represent that you are authorized to utilize the payment method presented. Furthermore, you agree and authorize us to: (i) submit a transaction using the card information provided, (ii) in the case of automatic recurring transactions, submit a transaction on a monthly or annual basis for membership renewals, and if necessary (iii) obtain automatic updates for cards provided to us.
Other: Please note that you are responsible for any applicable transaction charges and taxes associated with your purchase unless noted otherwise.
Mother Finance Co., Ltd
5th Floor, No. 44-46
Street 2, Ward 1
Yangon 11131, Myanmar.