Great ways to spend personal money.

🏁 Keep a separate calendar for money.
If you have to remember your monthly rent or annual taxes, it is not easy. To keep in mind these regular payment items, make a small calendar to keep track of your finances.

🏁 home car, phone, If you take out various types of installment loans, you can check your interest rate and see how much you have taken each month. Calculate how much is left to pay.
For example, which loan should be paid off first? Pay off large amounts of debt or high-interest debt. Pay off the one with the highest interest rate first. If you get a reward from work, don't spend it immediately and pay off the loans in advance.

🏁 Because credit cards have compound interest rates, pay off everything you use every month. Don't let the moon pass.
Basically, by paying attention to the amount of interest you pay, you will know which debt or savings you should focus on.

🏁 What kind of savings account should I open to save money?
Open a high-interest savings account. For example, instead of saving in a regular savings account, you will get more interest if you save in a 1-year fixed deposit savings account. If you are an expert in trading economics, buy a dollar gold farm and save. You need to know what kind of risk you should take. If you compare with other people and don't understand the details, don't do it.

🏁 Check it out for yourself.
Your regular income Calculate the assets and debts that need to be repaid. The main difference is that the bigger the number, the better you know where you stand financially. Always keep your eyes peeled. It can tell you how well you are meeting your financial goals and warn you if you are derailing.