Seven tips for Money and Marriage

Do you think that combining money and marriage is a combination of problems? You are not alone. Money is the number one reason couples fight. It is the second factor that causes divorce. When we talk about money in different ways, we experience anxiety and tension. No matter how much you love your spouse, there can be a few bumps in the road when integrating your life and finances. After that, both of you will gain life experience. Because of the difference in the way they perceive each other's experience, they have different views on money. Thank each other. Use the following points.

1. Open a joint bank account.
Some couples think that keeping their bank accounts separate is a way to avoid arguments about money. His income goes into one bank account, her income goes into another bank account, and they pay their bills separately. If there is no harm, there is no problem. It's wrong. These are the basic issues that are causing your money and marriage problems. But one thing you should know is that marriage is a joint venture. One of the officers said, 'Two to one have merged'. Splitting the money and paying the bill separately will only cost more money and cause relationship problems. Don't keep separate bank accounts. Keep all income the same. Then look at the total income.

2. Discuss the lifestyle you want to live together.
Let's say that when you need new clothes, just shopping at Good Will is enough, but your spouse likes to buy expensive brands. If your income can't afford expensive clothes, this becomes a problem. Getting married is a compromise and negotiation. If one likes expensive things, consider buying famous clothes at a cheaper price at an outlet mall. Because the main point is that your lifestyle needs to be equal to your real income. Not the way you want it. You may want to look absolutely perfect on Instagram. But don't let yourself fall into this trap. Especially when you don't have enough zeros in your bank account.

3. Know your personality differently than others.
Everyone has different attitudes and desires when it comes to money. Chances are, one person you love works with numbers and the other likes to work independently. One will be a hoarder and the other will love to spend. What kind of people are you? Do you value safety or insignia? When the lifestyle is different, it causes some marital problems. This is not even the main problem for marriage with money. The crux of the problem is when one person ignores what the other says, or when only one of them solves financial problems. Listen. Don't keep everything about money to yourself. Don't always nod your head and say, "It's too much for you." You have the right to make financial decisions. Criticize. point out Encourage.

4. Don't let salary differences come between you two.
In most couples, one always makes more money than the other. It is very rare that two people can earn the same salary together. However, if the amount is $50 or $50,000 per year, the same problem may still arise. Instead of thinking that all money is our money, you will think that you have influence over your spouse. It's not his money and it's not yours. It's your money. There is no need to find more than one other person. You are on a team. On the other hand, someone who earns less and lives at home with children might think they shouldn't say much. I've heard that most stay-at-home moms feel guilty about having a say in money matters or spending more money than necessary. You have equal rights to money and marriage. You are already raising money through various means.

5. Keep track of purchases.
Not all cases involve unfaithfulness to your spouse. Sometimes, when the financial goals are different, they are unfaithful by opening another bank account and spending money. It is cheating. The same goes for when you use a credit card without your spouse knowing. Any credit card you have; It's almost cruel to open up about savings accounts. But this is the time to tell the truth and clarify. Remember your purpose and why you set your financial goals.

6. Keep the same expectations.
When it comes to relationships and money, disputes can arise because of the unexpected. The quickest way to feel unfulfilled and dissatisfied with your partner's behavior is when your expectations are anything but normal. In reality, it's a bit more difficult. If you think you have to buy a house right after getting married, celebrating your first anniversary in a rented house will be a disappointment. Don't let money and marriage become a problem because of your unrealistic expectations.

7. Don't let it happen because of the children.
Your kids will be asking for the latest game. You worry about how they will behave. Your spouse will be unhappy because the income does not match. I bought toys, Whether it's giving pocket money or buying sports equipment, a child's perspective on money will be different. You need to consult together and make a plan. How to plan financially for your child's needs. But their geezers...give them a benefit for every job they help. This helps them to develop their skills and teach them how important it is to wait for what you want in life.